Conventional Loan, unconventional benefits
More than a home Investment. A lot more.
- 3% down payment available1
- Investment up to $806,5002
- Rates as low as 6.375% (6.559% APR)3
Choose a Conventional Investment that fits your needs
Worldcash Conventional Investment feature flexible fixed-rate and adjustable-rate options. You receive a great interest rate along with money-saving benefits before, while, and long after you buy. Plus, you may only need a 3% down payment1 if you qualify.
Types of Conventional Investment
What is a Conventional Fixed-Rate Mortgage?
A fixed-rate mortgage has a rate that is locked in for the life (or term) of the loan. The interest rate will not change.
What is a Conventional Adjustable-Rate Mortgage?
An Adjustable-Rate Mortgage (ARM) has an introductory period with a lower interest rate that will adjust up or down with the market once the introductory period is up. Depending upon current interest rates – an ARM’s rate can be lower than a fixed-rate mortgage. That’s especially true for a Jumbo or Super Jumbo mortgage.
Mortgage Knowledge Center
How Do I Get a Conventional Investment?
You’ll need the following to qualify for a conventional Investment:
- Any credit score
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Estimate your mortgage payment, based on your home’s purchase price, down payment, rate, and term.
Price of the Home
$350,000
Down Payment
$65,000
Monthly Debt
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This credit union is federally insured by the National Credit Union Administration. Rates are current as of April 2025 unless otherwise noted and are subject to change.
APY = Annual Percentage Yield
APR = Annual Percentage Rate